Bad check refers to a check that is not honored for the reason of insufficiency of funds or the non existence of the account. It is also known as hot check, worthless check, rubber check, dry check.
However, the filing of a criminal complaint as a result of plaintiff's alleged passing of bad checks falls outside the scope of traditional banking..[ Diaz v. Pan American Federal Sav. & Loan Asso., 635 F.2d 30, 31 (1st Cir. P.R. 1980)