Civil commotion refers to a public revolt by a large number of people who cause harm to people or property. It is a revolt by the people for general purposes and it usually involves many more people than a riot. Civil commotion is a kind of civil disobedience movement by the people which is serious and prolonged compared to riot. Usually, the insurance companies will not make good any loss happening by any civil commotion. The fire policies and other property insurance policies contains a clause excepting the loss caused from a civil commotion.