Permanent disability an injury which impairs the physical and/or mental ability of a person to the extent that they ar never again able to resume his/her normal work or non-occupational activities. Permanent disability is that disability or impairment that remains after the employee has reached the point of maximum healing.
Under worker's compensation laws, once the condition is stable, a degree of permanent disability is established even if the employee is able to work despite the physical problem. Permanent disability general damages may be awarded in a lawsuit for injury suffered due to the negligence or intentional act of another. Permanent disability ratings are provided under the law in the form of money payments, the amount of which depends on a number of factors, including the injured’s age, occupation, and the extent of disability. The rating can range from 1% to 100% depending on how the permanent disability interferes with the ability to engage in work. A total disability for any type of work carries a 100% rating.