Preventive coverage refers to health insurance plan benefits that aim to avoid more serious coverages and benefits becoming necessary. Self-employed persons are less likely to have health insurance (especially in rural areas), including preventive coverage.
Yearly physicals, well-baby care and immunizations, mammograms and prenatal care are all preventive medicine standards. Experience has shown that health care is less costly when care givers find minor problems before they become major. Consumer-driven health care plans typically include preventive coverage to encourage necessary care.
