Verbal threshold is a term used in insurance law, which refers to a limitation on coverage for personal injuries unless one of the following types of injury is sustained:
*Death
*Dismemberment
*Significant disfigurement or scarring
*Displaced fracture
*Loss of a fetus
*Permanent injury
It is also referred to as a limitation on lawsuit option. Laws vary by state, so local laws should be consulted for applicability in your area.
