Affinity Card Law and Legal Definition

Affinity Card is a type of credit card offered by lots of companies. Generally these cards represent a business arrangement between a bank and a charitable organization. The card is issued by the bank and a charitable organization whose logo appears on the card. Each time the card is used, a percentage of the transaction is donated to the organization. Generally, the amount donated to the charity is very small, often about .05%. Nevertheless, affinity cards are popular with consumers who like the idea of giving as they spend.