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Application fraud refers to fraud committed by submitting a new credit application with fraudulent details to a credit provider. Normally, fraudsters collect the personal and financial data of innocent users from the identity documents, pay slips, bank statements, and other source documents to commit the application fraud. The information collected from all these documents will be either forged or sometimes the document itself will be stolen illegally or the details in the documents will be changed for the purpose of submitting a new credit application. In recent years, the internet is serving as an appealing place to collect such information.