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Causa proxima, non remota spectator is a Latin phrase. It means ‘the immediate, and not the remote cause is to be considered.’ This is a maxim of causation that is applied both in marine and general insurance. Pursuant to this principle, the cause nearest in the order of causation, without any efficient concurring cause to produce the result, must be considered as the direct cause. For example, if a ship foundered during a storm, the cause of her loss was considered bad weather conditions, regardless of any other factors that might have contributed to her foundering.