Charge Certificate Law and Legal Definition

Charge certificate refers to a document issued by land registry to a mortgagee of a property having registered title. In the absence of a mortgage, land registry issues a land certificate to the registered proprietor.

A charge certificate contains three parts:

(1) charges register;

(2) property register; and

(3) proprietorship register.

A notice issued to a motorist who has received a penalty charge notice and subsequent notice to owner, and failed to pay the penalty within the statutory time limits is also termed as charge notice.