Consumer Driven Health Care (CDHC) Law and Legal Definition

Consumer driven health care (CDHC) refers to a system of health care that allow members to use personal health savings accounts (HSAs), health reimbursement arrangements (HRAs), medical savings account (MSA), health savings security account (HSSA), health care reimbursement account (HCRA) and customized sub-capitation plan (CSCP) to pay routine health care expenses directly. The health insurance plans under CDHC allows a consumer to route claims through a consumer controlled account instead of fixed health insurance benefit. This ensures the patients a greater control over their own health budgets.