Core Coverage Law and Legal Definition

The term core coverage means coverage provided for basic health care services and other hospital, medical, or surgical benefits under the group benefit plan that a qualified beneficiary was receiving immediately prior to the qualifying event. It does not include a non core coverage which is given for vision and dental care. Generally, core coverage is company-paid for salaried employees and is based on years of service of employees. The revised Consolidated Omnibus Budget Reconciliation Act (COBRA) regulations eliminated the requirement that employers offer core coverage as a separate option for COBRA-eligible employees.