Credit-Reporting Bureau Law and Legal Definition

Credit-reporting bureau refers to an organization (“Bureau”) that prepares investigative reports on people’s creditworthiness. The Bureau prepares reports on request. The Bureau prepares reports not just on people’s creditworthiness but also on personal information gathered from various sources that includes:

1.Interviews with neighbors;

2.interviews with friends;

3.Interviews with coworkers.

The reports prepared by the Bureau are primarily used by employers, insurance companies, and landlords. It is also known as investigating bureau.[ Fashakin v. Nextel Communs., 2006 U.S. Dist. LEXIS 45807 (E.D.N.Y. June 28, 2006)].