Discharge (Bankruptcy) Law and Legal Definition

Discharge as used in Bankruptcy laws refer to the legal elimination of debt by way of bankruptcy case. It is the release of a debtor from personal liability for certain dischargeable debts set forth in the Bankruptcy Code. Creditors of dischargeable debts are prevented from taking any action against the debtor to collect the debts. The discharge also prohibits creditors from communicating with the debtor regarding the debt, including telephone calls, letters, and personal contact. When a debt is discharged, it is no longer legally enforceable against the debtor, though any lien which secures the debt may survive the bankruptcy case.