Duty-to-Defend Clause Law and Legal Definition

Duty-to-defend clause is a provision in the Insurance law. Generally, a liability insurer owes three duties to the insureds. The duties include the duty to defend, to settle claims against the insured in good faith and to indemnify and pay coverage claims against their insureds. The duty-to-defend clause is a liability-insurance provision which obligates the insurer to take over the defense of any lawsuit brought by a third party against the insured on a claim that falls within the policy's coverage.