Employment Related Practices Exclusion Law and Legal Definition

Employment related practices exclusion is a provision in some commercial general liability policies which excludes coverage for damages arising from an insured's employment practices like any policy, action, or omission that is directed at the person injured. It provides that the insurance "does not apply to employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation or discrimination directed at that person." This employment-related practices exclusion applies whether the insured may be liable as an employer or in any other capacity. The general rule is that the exclusion applies only to post-employment claims.