Escrow Aggregate or Composite Analysis Law and Legal Definition
Escrow aggregate (or) composite analysis means an accounting method a servicer uses in conducting an escrow account analysis by computing the sufficiency of escrow account funds by analyzing the account as a whole. With the adoption of aggregate analysis, all payments for all items are lumped together so that the escrow account will contain sufficient funds to meet payment obligations as they become due, together with a two-month cushion that cannot exceed one-sixth of the total annual estimated payments from the escrow account.
