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Farm Credit Administration is an independent federal agency that regulates and examines the Farm Credit System, a Government sponsored enterprise created by Congress in 1916 to provide American agriculture with a dependable source of credit. The borrower-owned banks and cooperative associations that make up the federal farm credit system. This agency helps to ensure a safe, sound and dependable source of credit and related services for agriculture and rural America. The Farm Credit Administration agency was created in 1933 and became independent in 1971. The agency derives its authority from the Farm Credit Act.