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A local agent refers to an agent at a given place. Generally, local agent of a company is an agent within a district. A general agent is one who represents a company in a state.
In Eichlitz v. State, 39 Tex. Crim. 486 (Tex. Crim. App. 1898), the term local agent is defined as “any person or firm who solicited, contracted for, or received premiums for any insurance company or companies, or delivered contracts or policies of insurance, including railway agents and employees who solicited or received premiums for accident insurance.”