Permanent Total Disability Law and Legal Definition

Permanent total disability is a complete disability making the employee permanently unable to do any kind of work, or the loss of use of both hands, both arms, both feet, both legs, both eyes or any two such body parts such as arm and leg.

The following is an example of a state statute (Ohio) that deals with the compensation for permanent total disability:

According to ORC Ann. 4123.58, permanent total disability is compensated only when at least one of the following applies to the claimant:

1) The claimant has lost, or lost the use of both hands or both arms, or both feet or both legs, or both eyes, or of any two thereof; however, the loss or loss of use of one limb does not constitute the loss or loss of use of two body parts;

2) The impairment resulting from the employee's injury or occupational disease prevents the employee from engaging in sustained remunerative employment utilizing the employment skills that the employee has or may reasonably be expected to develop.