Quasi-insurer Law and Legal Definition

A quasi-insurer means a service provider who is subjected to strict liability in the activity of services. For example, an inn keeper or common carriers are quasi-insurers.

In Hoffman v. Leavenworth light, Heat & Power Co., 91 Kan. 450 (Kan. 1914), the court observed that “Where one brings upon his land by artificial means that which would not naturally come upon it, and which is in itself dangerous, and which may become mischievous to his neighbor if not kept under control, he will be liable for damages for any mischief thereby caused, and liable as an insurer. Persons employing for their own private advantage so dangerous an agency as electricity ought to be regarded as quasi-insurers, as towards third persons, and that one who creates such agency on his own land should restrain it at his peril.”