Short-Term Disability Law and Legal Definition

Short-term disability refers to an injury or illness that prevents a person from working for a short period of time. Most insurance companies offer short-term disability insurance coverage intended to protect an individual's full or partial wages during the time of injury or illness that prohibits such individual from performing the duties of their job. The duration of the period of illness that constitutes the short-term disability and the time period for which the coverage extends differs among insurance companies and employers. A short term disability insurance policy can be an employer or employee paid benefit.