Verbal Threshold Law and Legal Definition

Verbal threshold is a term used in insurance law, which refers to a limitation on coverage for personal injuries unless one of the following types of injury is sustained:

*Death

*Dismemberment

*Significant disfigurement or scarring

*Displaced fracture

*Loss of a fetus

*Permanent injury

It is also referred to as a limitation on lawsuit option. Laws vary by state, so local laws should be consulted for applicability in your area.