Waiting Period (Health Care) Law and Legal Definition

Waiting period refers to a period of time specified in a health insurance policy that must pass before some or all of a health care coverage begins. Generally there are three types of waiting periods such as employer waiting periods, affiliation periods and pre-existing condition exclusion periods.

According to 26 USCS § 9801(b)(4),the term "waiting period" means, with respect to a group health plan and an individual who is a potential participant or beneficiary in the plan, the period that must pass with respect to the individual before the individual is eligible to be covered for benefits under the terms of the plan.