Insurance Defense Law & Legal Definition
In 1944, Congress enacted the McCarran-Ferguson Act (15 USCS § § 1011), which provided that the laws of the several states should control the insurance business, but that the Sherman Act,the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
Insurance defense includes the following legal issues, among others:
- Personal injury
- Products liability
- Professional liability
- Property damage
- Crop loss
- Minor's compromises
- Coverage issues
- Statements under oath
- Under insured and uninsured defense
- Construction claims
- Homeowners claims
- Automobile claims
- Premises liability
- Employment law
- Potential fraudulent claims
- Appellate practice
- Subrogation
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