Inchmaree Clause Law and Legal Definition

Inchmaree Clause is a term associated with maritime law. It is a clause in a marine insurance policy that protects against damage or loss caused by the negligence of a vessel's captain or crew or by any defect in the ship's hull or machinery and not caused by nature.

The name is derived from a steamer called the Inchmaree, in which a pump was damaged by its crew's negligence. After the decision of British Court, that such an accident was not a peril of the sea and so not covered by the standard insurance contracts of the time, maritime insurance contracts specifically included a comprehensive clause on such risks called an Inchmaree Clause.