Insurance Medical Examination [IME] Law and Legal Definition
Insurance Medical Examination is a form of discovery in which the defense has the right, with limited exceptions, to have their own medical expert examine and assess the plaintiff’s injuries. This examination may include a psychological evaluation in cases where there is a claim for psychological damages. An insurer may require the injured person to attend an IME under the provision of the Personal Injury Protection (PIP) Policy or by a defendant after a lawsuit is filed in court. It is also known as defense medical examination or civil rule 35 examination. Insurer's refer to this as an ‘independent medical examination’. Usually, the insurance company selects the doctor of their choice and pays for the examination.
Legal Definition list
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- Accelerated Life Insurance Benefits
- Acceptable Medical Source
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- Accompaniment
- Accountants Professional Liability Insurance
- Accounts Receivable Insurance
- Actual Cash Value Insurance
- Actual Delivery of Insurance Policy
